Call reports 2011
FIRST SERVICE BANK — 2011
What FIRST SERVICE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 202,885,000 | 203,752,000 | 207,970,000 | 226,556,000 |
| Total loans | 155,866,000 | 155,774,000 | 151,192,000 | 147,230,000 |
| Allowance for loan losses | 3,431,000 | 3,565,000 | 3,492,000 | 3,483,000 |
| Securities available for sale | 18,277,000 | 16,407,000 | 15,016,000 | 13,442,000 |
| Securities held to maturity | 991,000 | 893,000 | 1,039,000 | 894,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,802,000 | 176,341,000 | 173,204,000 | 191,696,000 |
| Interest-bearing deposits | 149,054,000 | 150,398,000 | 145,475,000 | 163,329,000 |
| Noninterest-bearing deposits | 26,747,000 | 25,943,000 | 27,730,000 | 28,367,000 |
| Equity capital | 19,311,000 | 19,595,000 | 26,744,000 | 27,030,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,773,000 | 5,609,000 | 8,290,000 | 11,039,000 |
| Interest expense | 454,000 | 850,000 | 1,218,000 | 1,589,000 |
| Net interest income | 2,319,000 | 4,759,000 | 7,072,000 | 9,450,000 |
| Noninterest income | 952,000 | 1,874,000 | 2,794,000 | 3,681,000 |
| Noninterest expense | 2,256,000 | 4,649,000 | 7,109,000 | 9,717,000 |
| Provision for loan losses | 439,000 | 817,000 | 1,195,000 | 1,573,000 |
| Pretax income | 576,000 | 1,167,000 | 1,562,000 | 1,841,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 576,000 | 1,167,000 | 1,562,000 | 1,841,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,249,000 | 19,321,000 | 26,427,000 | 26,705,000 |
| Total capital | 21,196,000 | 21,291,000 | 28,364,000 | 28,652,000 |
| Risk-weighted assets | 154,331,000 | 155,835,000 | 152,678,000 | 153,579,000 |