Call reports 2010
FIRST SERVICE BANK — 2010
What FIRST SERVICE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 214,304,000 | 221,773,000 | 223,781,000 | 216,038,000 |
| Total loans | 177,388,000 | 172,550,000 | 165,266,000 | 158,694,000 |
| Allowance for loan losses | 3,037,000 | 3,070,000 | 3,171,000 | 3,501,000 |
| Securities available for sale | 4,102,000 | 9,470,000 | 14,494,000 | 21,665,000 |
| Securities held to maturity | 1,819,000 | 1,766,000 | 1,713,000 | 1,242,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,167,000 | 194,340,000 | 195,794,000 | 188,737,000 |
| Interest-bearing deposits | 163,820,000 | 169,242,000 | 169,447,000 | 165,506,000 |
| Noninterest-bearing deposits | 23,347,000 | 25,097,000 | 26,347,000 | 23,230,000 |
| Equity capital | 18,818,000 | 19,052,000 | 19,406,000 | 19,297,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,215,000 | 6,397,000 | 9,542,000 | 12,644,000 |
| Interest expense | 754,000 | 1,485,000 | 2,195,000 | 2,811,000 |
| Net interest income | 2,461,000 | 4,912,000 | 7,347,000 | 9,833,000 |
| Noninterest income | 748,000 | 1,690,000 | 2,540,000 | 3,613,000 |
| Noninterest expense | 2,439,000 | 4,912,000 | 7,400,000 | 9,962,000 |
| Provision for loan losses | 275,000 | 580,000 | 900,000 | 1,683,000 |
| Pretax income | 495,000 | 1,110,000 | 1,587,000 | 1,801,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 495,000 | 1,110,000 | 1,587,000 | 1,801,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,767,000 | 18,958,000 | 19,225,000 | 19,437,000 |
| Total capital | 20,952,000 | 21,102,000 | 21,329,000 | 21,440,000 |
| Risk-weighted assets | 174,343,000 | 171,496,000 | 167,269,000 | 158,704,000 |