Call reports 2009
FIRST SERVICE BANK — 2009
What FIRST SERVICE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 222,709,000 | 222,775,000 | 221,368,000 | 216,806,000 |
| Total loans | 194,869,000 | 194,613,000 | 195,688,000 | 187,481,000 |
| Allowance for loan losses | 2,915,000 | 3,101,000 | 3,119,000 | 3,072,000 |
| Securities available for sale | 4,357,000 | 4,153,000 | 3,965,000 | 4,066,000 |
| Securities held to maturity | 1,896,000 | 1,730,000 | 1,837,000 | 1,838,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,393,000 | 186,840,000 | 182,677,000 | 189,659,000 |
| Interest-bearing deposits | 171,036,000 | 163,519,000 | 159,225,000 | 165,826,000 |
| Noninterest-bearing deposits | 24,356,000 | 23,321,000 | 23,452,000 | 23,834,000 |
| Equity capital | 17,282,000 | 18,010,000 | 18,282,000 | 18,512,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,595,000 | 7,218,000 | 10,776,000 | 14,157,000 |
| Interest expense | 979,000 | 1,871,000 | 2,696,000 | 3,501,000 |
| Net interest income | 2,616,000 | 5,347,000 | 8,080,000 | 10,656,000 |
| Noninterest income | 717,000 | 1,503,000 | 2,290,000 | 2,994,000 |
| Noninterest expense | 2,426,000 | 4,882,000 | 7,575,000 | 10,085,000 |
| Provision for loan losses | 242,000 | 526,000 | 787,000 | 1,264,000 |
| Pretax income | 665,000 | 1,442,000 | 2,008,000 | 2,301,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 665,000 | 1,442,000 | 2,008,000 | 2,301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,236,000 | 18,076,000 | 18,249,000 | 18,493,000 |
| Total capital | 19,614,000 | 20,445,000 | 20,638,000 | 20,793,000 |
| Risk-weighted assets | 189,723,000 | 188,825,000 | 190,455,000 | 183,237,000 |