Call reports 2014
CONESTOGA BANK — 2014
What CONESTOGA BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 679,499,000 | 684,959,000 | 689,058,000 | 685,330,000 |
| Total loans | 471,305,000 | 474,552,000 | 477,703,000 | 483,737,000 |
| Allowance for loan losses | 5,499,000 | 5,535,000 | 5,656,000 | 5,429,000 |
| Securities available for sale | 152,421,000 | 152,153,000 | 150,445,000 | 145,456,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 513,135,000 | 511,266,000 | 519,791,000 | 525,863,000 |
| Interest-bearing deposits | 433,233,000 | 424,690,000 | 425,722,000 | 422,412,000 |
| Noninterest-bearing deposits | 79,902,000 | 86,576,000 | 94,069,000 | 103,451,000 |
| Equity capital | 56,650,000 | 58,306,000 | 59,063,000 | 60,318,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 6,821,000 | 13,926,000 | 21,441,000 | 28,475,000 |
| Interest expense | 796,000 | 1,597,000 | 2,376,000 | 3,149,000 |
| Net interest income | 6,025,000 | 12,329,000 | 19,065,000 | 25,326,000 |
| Noninterest income | 705,000 | 1,038,000 | 1,826,000 | 2,325,000 |
| Noninterest expense | 5,129,000 | 10,211,000 | 15,481,000 | 20,385,000 |
| Provision for loan losses | 425,000 | 875,000 | 1,300,000 | 1,860,000 |
| Pretax income | 1,176,000 | 2,382,000 | 4,211,000 | 5,846,000 |
| Income tax | 411,000 | 830,000 | 1,460,000 | 2,027,000 |
| Net income | 765,000 | 1,552,000 | 2,751,000 | 3,819,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,390,000 | 54,670,000 | 56,562,000 | 56,971,000 |
| Total capital | 58,889,000 | 60,205,000 | 62,218,000 | 62,400,000 |
| Risk-weighted assets | 471,244,000 | 478,733,000 | 478,897,000 | 482,662,000 |