Call reports 2013
CONESTOGA BANK — 2013
What CONESTOGA BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 590,925,000 | 609,919,000 | 644,248,000 | 681,591,000 |
| Total loans | 419,169,000 | 445,538,000 | 456,743,000 | 470,169,000 |
| Allowance for loan losses | 5,639,000 | 5,474,000 | 5,531,000 | 5,633,000 |
| Securities available for sale | 102,982,000 | 103,453,000 | 129,049,000 | 152,063,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 489,904,000 | 501,204,000 | 510,578,000 | 519,185,000 |
| Interest-bearing deposits | 422,223,000 | 435,351,000 | 445,329,000 | 446,600,000 |
| Noninterest-bearing deposits | 67,681,000 | 65,853,000 | 65,249,000 | 72,585,000 |
| Equity capital | 55,155,000 | 54,328,000 | 55,378,000 | 55,103,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 6,188,000 | 12,903,000 | 19,402,000 | 26,311,000 |
| Interest expense | 709,000 | 1,399,000 | 2,143,000 | 2,934,000 |
| Net interest income | 5,479,000 | 11,504,000 | 17,259,000 | 23,377,000 |
| Noninterest income | 705,000 | 1,389,000 | 1,835,000 | 2,337,000 |
| Noninterest expense | 5,059,000 | 10,114,000 | 15,284,000 | 20,451,000 |
| Provision for loan losses | 350,000 | 1,175,000 | 1,550,000 | 2,700,000 |
| Pretax income | 775,000 | 1,879,000 | 2,661,000 | 3,056,000 |
| Income tax | 272,000 | 659,000 | 928,000 | 1,070,000 |
| Net income | 503,000 | 1,220,000 | 1,733,000 | 1,986,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,543,000 | 51,031,000 | 51,623,000 | 51,981,000 |
| Total capital | 53,933,000 | 56,505,000 | 57,154,000 | 57,614,000 |
| Risk-weighted assets | 430,946,000 | 454,767,000 | 460,253,000 | 468,897,000 |