Call reports 2012
CONESTOGA BANK — 2012
What CONESTOGA BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 621,997,000 | 636,375,000 | 567,708,000 | 576,053,000 |
| Total loans | 389,598,000 | 413,503,000 | 415,821,000 | 418,685,000 |
| Allowance for loan losses | 5,836,000 | 5,843,000 | 5,845,000 | 6,913,000 |
| Securities available for sale | 159,122,000 | 158,031,000 | 89,430,000 | 94,561,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 497,100,000 | 492,188,000 | 493,912,000 | 506,883,000 |
| Interest-bearing deposits | 448,895,000 | 439,010,000 | 435,614,000 | 437,779,000 |
| Noninterest-bearing deposits | 48,205,000 | 53,178,000 | 58,298,000 | 69,104,000 |
| Equity capital | 51,532,000 | 55,433,000 | 55,810,000 | 54,647,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,519,000 | 13,071,000 | 19,780,000 | 26,563,000 |
| Interest expense | 1,254,000 | 2,433,000 | 3,408,000 | 4,239,000 |
| Net interest income | 5,265,000 | 10,638,000 | 16,372,000 | 22,324,000 |
| Noninterest income | 470,000 | 943,000 | 1,306,000 | 1,854,000 |
| Noninterest expense | 5,183,000 | 10,410,000 | 15,705,000 | 21,060,000 |
| Provision for loan losses | 450,000 | 750,000 | 1,050,000 | 2,350,000 |
| Pretax income | 495,000 | 1,110,000 | 1,822,000 | -11,032,000 |
| Income tax | 131,000 | 300,000 | 522,000 | -3,832,000 |
| Net income | 364,000 | 810,000 | 1,300,000 | -7,200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,261,000 | 59,116,000 | 60,002,000 | 47,372,000 |
| Total capital | 61,097,000 | 64,959,000 | 65,847,000 | 52,740,000 |
| Risk-weighted assets | 512,355,000 | 531,523,000 | 517,956,000 | 427,848,000 |