Call reports 2011
CONESTOGA BANK — 2011
What CONESTOGA BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 575,001,000 | 594,265,000 | 598,986,000 | 600,200,000 |
| Total loans | 360,500,000 | 365,882,000 | 374,483,000 | 379,991,000 |
| Allowance for loan losses | 6,068,000 | 6,189,000 | 5,925,000 | 5,728,000 |
| Securities available for sale | 144,532,000 | 149,708,000 | 153,467,000 | 151,765,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 472,916,000 | 477,303,000 | 478,637,000 | 478,928,000 |
| Interest-bearing deposits | 431,531,000 | 432,321,000 | 433,410,000 | 434,433,000 |
| Noninterest-bearing deposits | 41,385,000 | 44,982,000 | 45,227,000 | 44,495,000 |
| Equity capital | 47,784,000 | 49,266,000 | 50,917,000 | 51,317,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 6,687,000 | 13,457,000 | 20,159,000 | 26,698,000 |
| Interest expense | 2,046,000 | 4,030,000 | 5,789,000 | 7,163,000 |
| Net interest income | 4,641,000 | 9,427,000 | 14,370,000 | 19,535,000 |
| Noninterest income | 874,000 | 1,229,000 | 2,179,000 | 2,748,000 |
| Noninterest expense | 4,620,000 | 9,322,000 | 14,132,000 | 19,022,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,200,000 |
| Pretax income | 664,000 | 1,191,000 | 2,071,000 | 2,693,000 |
| Income tax | 193,000 | 342,000 | 540,000 | 764,000 |
| Net income | 471,000 | 849,000 | 1,531,000 | 1,929,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,376,000 | 53,299,000 | 53,871,000 | 54,561,000 |
| Total capital | 58,382,000 | 59,425,000 | 59,796,000 | 60,289,000 |
| Risk-weighted assets | 480,323,000 | 489,949,000 | 497,006,000 | 501,548,000 |