Call reports 2010
CONESTOGA BANK — 2010
What CONESTOGA BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 616,601,000 | 591,407,000 | 595,089,000 | 578,780,000 |
| Total loans | 381,699,000 | 374,269,000 | 363,586,000 | 359,535,000 |
| Allowance for loan losses | 5,607,000 | 5,482,000 | 6,037,000 | 6,000,000 |
| Securities available for sale | 146,686,000 | 138,208,000 | 144,684,000 | 150,024,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 483,680,000 | 489,993,000 | 489,493,000 | 472,762,000 |
| Interest-bearing deposits | 443,357,000 | 450,346,000 | 450,076,000 | 434,171,000 |
| Noninterest-bearing deposits | 40,323,000 | 39,647,000 | 39,417,000 | 38,591,000 |
| Equity capital | 43,951,000 | 46,650,000 | 49,451,000 | 47,501,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 7,598,000 | 15,130,000 | 22,429,000 | 29,149,000 |
| Interest expense | 2,634,000 | 5,199,000 | 7,649,000 | 9,930,000 |
| Net interest income | 4,964,000 | 9,931,000 | 14,780,000 | 19,219,000 |
| Noninterest income | 346,000 | 931,000 | 1,020,000 | 1,916,000 |
| Noninterest expense | 4,279,000 | 8,542,000 | 12,909,000 | 17,568,000 |
| Provision for loan losses | 1,000,000 | 1,375,000 | 2,325,000 | 3,174,000 |
| Pretax income | 40,000 | 1,476,000 | 2,951,000 | 1,879,000 |
| Income tax | -881,000 | -396,000 | 103,000 | -272,000 |
| Net income | 921,000 | 1,872,000 | 2,848,000 | 2,151,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,369,000 | 49,881,000 | 53,066,000 | 51,477,000 |
| Total capital | 53,976,000 | 55,363,000 | 59,103,000 | 57,431,000 |
| Risk-weighted assets | 578,440,000 | 497,489,000 | 486,318,000 | 476,174,000 |