Call reports 2009
CONESTOGA BANK — 2009
What CONESTOGA BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 681,766,000 | 683,562,000 | 670,704,000 | 609,154,000 |
| Total loans | 427,625,000 | 410,251,000 | 398,682,000 | 392,357,000 |
| Allowance for loan losses | 6,285,000 | 6,975,000 | 6,854,000 | 6,365,000 |
| Securities available for sale | 139,723,000 | 110,362,000 | 153,029,000 | 98,808,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 423,614,000 | 483,852,000 | 469,127,000 | 457,237,000 |
| Interest-bearing deposits | 389,146,000 | 443,110,000 | 430,627,000 | 420,098,000 |
| Noninterest-bearing deposits | 34,468,000 | 40,742,000 | 38,500,000 | 37,139,000 |
| Equity capital | 92,754,000 | 89,352,000 | 96,612,000 | 42,575,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 8,896,000 | 17,455,000 | 25,567,000 | 33,335,000 |
| Interest expense | 4,046,000 | 7,900,000 | 11,521,000 | 14,306,000 |
| Net interest income | 4,850,000 | 9,555,000 | 14,046,000 | 19,029,000 |
| Noninterest income | 492,000 | -183,000 | 328,000 | 931,000 |
| Noninterest expense | 3,985,000 | 8,391,000 | 12,737,000 | 66,885,000 |
| Provision for loan losses | 1,075,000 | 3,350,000 | 3,575,000 | 4,300,000 |
| Pretax income | 724,000 | -879,000 | -308,000 | -53,921,000 |
| Income tax | 190,000 | -390,000 | -222,000 | 2,819,000 |
| Net income | 534,000 | -489,000 | -86,000 | -56,740,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,505,000 | 44,052,000 | 51,437,000 | 47,892,000 |
| Total capital | 52,345,000 | 50,029,000 | 57,316,000 | 54,257,000 |
| Risk-weighted assets | 466,738,000 | 477,144,000 | 469,311,000 | 521,639,000 |