Call reports 2001
CONESTOGA BANK — 2001
What CONESTOGA BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 259,695,000 | 277,589,000 | 459,309,000 | 464,439,000 |
| Total loans | 163,062,000 | 186,436,000 | 316,328,000 | 317,211,000 |
| Allowance for loan losses | 1,349,000 | 1,349,000 | 3,128,000 | 2,871,000 |
| Securities available for sale | 64,775,000 | 59,323,000 | 78,899,000 | 69,934,000 |
| Securities held to maturity | 3,894,000 | 2,854,000 | 2,623,000 | 2,310,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,367,000 | 223,175,000 | 408,775,000 | 413,548,000 |
| Interest-bearing deposits | 197,235,000 | 206,415,000 | 380,663,000 | 384,454,000 |
| Noninterest-bearing deposits | 13,132,000 | 16,760,000 | 28,112,000 | 29,094,000 |
| Equity capital | 34,576,000 | 34,980,000 | 32,273,000 | 32,776,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,121,000 | 10,240,000 | 18,569,000 | 26,289,000 |
| Interest expense | 2,764,000 | 5,545,000 | 10,086,000 | 14,139,000 |
| Net interest income | 2,357,000 | 4,695,000 | 8,483,000 | 12,150,000 |
| Noninterest income | 191,000 | 282,000 | 914,000 | 1,779,000 |
| Noninterest expense | 1,830,000 | 3,657,000 | 6,916,000 | 9,655,000 |
| Provision for loan losses | 0 | 0 | 135,000 | 270,000 |
| Pretax income | 718,000 | 1,320,000 | 2,346,000 | 4,004,000 |
| Income tax | 75,000 | 150,000 | 292,000 | 1,099,000 |
| Net income | 643,000 | 1,170,000 | 2,054,000 | 2,905,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,698,000 | 35,226,000 | 31,392,000 | 32,574,000 |
| Total capital | 36,047,000 | 36,575,000 | 34,523,000 | 35,445,000 |
| Risk-weighted assets | 155,550,000 | 175,974,000 | 302,382,000 | 303,527,000 |