Call reports 2025
APPLE RIVER STATE BANK — 2025
What APPLE RIVER STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 611,375,000 | 630,366,000 | 637,606,000 | 638,557,000 |
| Total loans | 368,619,000 | 373,400,000 | 383,493,000 | 390,986,000 |
| Allowance for loan losses | 3,503,000 | 3,603,000 | 3,705,000 | 3,783,000 |
| Securities available for sale | 152,329,000 | 174,927,000 | 159,971,000 | 162,116,000 |
| Securities held to maturity | 11,694,000 | 11,694,000 | 11,694,000 | 11,694,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 489,389,000 | 514,592,000 | 516,029,000 | 520,905,000 |
| Interest-bearing deposits | 427,909,000 | 452,581,000 | 438,549,000 | 453,413,000 |
| Noninterest-bearing deposits | 61,480,000 | 62,011,000 | 77,480,000 | 67,492,000 |
| Equity capital | 41,890,000 | 43,538,000 | 48,845,000 | 50,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,042,000 | 14,481,000 | 22,189,000 | 30,070,000 |
| Interest expense | 2,949,000 | 5,979,000 | 9,033,000 | 12,113,000 |
| Net interest income | 4,093,000 | 8,502,000 | 13,156,000 | 17,957,000 |
| Noninterest income | 840,000 | 1,660,000 | 2,414,000 | 3,340,000 |
| Noninterest expense | 2,888,000 | 5,826,000 | 8,838,000 | 12,136,000 |
| Provision for loan losses | 100,000 | 200,000 | 302,000 | 411,000 |
| Pretax income | 1,945,000 | 4,136,000 | 6,430,000 | 8,750,000 |
| Income tax | 88,000 | 163,000 | 268,000 | 392,000 |
| Net income | 1,857,000 | 3,973,000 | 6,162,000 | 8,358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,054,000 | 58,668,000 | 60,355,000 | 60,750,000 |
| Total capital | 60,557,000 | 62,271,000 | 64,060,000 | 64,533,000 |
| Risk-weighted assets | 408,506,000 | 414,579,000 | 424,090,000 | 427,679,000 |