Call reports 2024
APPLE RIVER STATE BANK — 2024
What APPLE RIVER STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 557,918,000 | 582,482,000 | 593,482,000 | 616,831,000 |
| Total loans | 330,460,000 | 344,004,000 | 345,941,000 | 363,977,000 |
| Allowance for loan losses | 3,125,000 | 3,258,000 | 3,254,000 | 3,405,000 |
| Securities available for sale | 154,637,000 | 153,889,000 | 160,403,000 | 151,597,000 |
| Securities held to maturity | 12,339,000 | 12,339,000 | 12,339,000 | 12,339,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 454,068,000 | 468,775,000 | 475,205,000 | 502,950,000 |
| Interest-bearing deposits | 391,138,000 | 408,374,000 | 414,510,000 | 432,471,000 |
| Noninterest-bearing deposits | 62,930,000 | 60,402,000 | 60,695,000 | 70,479,000 |
| Equity capital | 34,109,000 | 35,749,000 | 41,807,000 | 38,176,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,961,000 | 12,304,000 | 19,025,000 | 26,057,000 |
| Interest expense | 2,811,000 | 5,739,000 | 8,788,000 | 11,859,000 |
| Net interest income | 3,150,000 | 6,565,000 | 10,237,000 | 14,198,000 |
| Noninterest income | 727,000 | 1,424,000 | 2,175,000 | 2,973,000 |
| Noninterest expense | 2,798,000 | 5,582,000 | 8,362,000 | 11,250,000 |
| Provision for loan losses | 0 | 140,000 | 140,000 | 310,000 |
| Pretax income | 1,079,000 | 2,267,000 | 3,907,000 | 5,608,000 |
| Income tax | 64,000 | 94,000 | 124,000 | 210,000 |
| Net income | 1,015,000 | 2,173,000 | 3,783,000 | 5,398,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,824,000 | 53,579,000 | 54,787,000 | 55,599,000 |
| Total capital | 55,949,000 | 56,837,000 | 58,041,000 | 59,004,000 |
| Risk-weighted assets | 373,228,000 | 388,163,000 | 388,277,000 | 404,482,000 |