Call reports 2023
APPLE RIVER STATE BANK — 2023
What APPLE RIVER STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 519,291,000 | 547,744,000 | 559,064,000 | 551,317,000 |
| Total loans | 290,970,000 | 301,995,000 | 315,251,000 | 327,248,000 |
| Allowance for loan losses | 2,902,000 | 2,903,000 | 2,932,000 | 3,127,000 |
| Securities available for sale | 168,199,000 | 163,560,000 | 164,848,000 | 162,034,000 |
| Securities held to maturity | 12,974,000 | 12,974,000 | 12,974,000 | 12,974,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 440,532,000 | 462,945,000 | 476,792,000 | 466,026,000 |
| Interest-bearing deposits | 371,128,000 | 396,376,000 | 410,256,000 | 395,664,000 |
| Noninterest-bearing deposits | 69,403,000 | 66,569,000 | 66,536,000 | 70,362,000 |
| Equity capital | 31,258,000 | 31,047,000 | 28,336,000 | 34,791,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,579,000 | 9,592,000 | 15,194,000 | 21,034,000 |
| Interest expense | 1,396,000 | 3,170,000 | 5,440,000 | 8,026,000 |
| Net interest income | 3,183,000 | 6,422,000 | 9,754,000 | 13,008,000 |
| Noninterest income | 665,000 | 1,302,000 | 1,962,000 | 2,878,000 |
| Noninterest expense | 2,563,000 | 5,194,000 | 7,933,000 | 10,521,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 215,000 |
| Pretax income | 1,285,000 | 2,532,000 | 3,760,000 | 5,152,000 |
| Income tax | 86,000 | 161,000 | 236,000 | 265,000 |
| Net income | 1,199,000 | 2,371,000 | 3,524,000 | 4,887,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,957,000 | 50,726,000 | 51,476,000 | 52,211,000 |
| Total capital | 52,859,000 | 53,629,000 | 54,408,000 | 55,338,000 |
| Risk-weighted assets | 337,153,000 | 348,959,000 | 362,581,000 | 372,893,000 |