Call reports 2022
APPLE RIVER STATE BANK — 2022
What APPLE RIVER STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 522,739,000 | 529,860,000 | 533,763,000 | 518,302,000 |
| Total loans | 252,741,000 | 264,834,000 | 277,726,000 | 288,686,000 |
| Allowance for loan losses | 2,416,000 | 2,417,000 | 2,419,000 | 2,420,000 |
| Securities available for sale | 192,930,000 | 176,333,000 | 173,014,000 | 171,527,000 |
| Securities held to maturity | 14,201,000 | 13,600,000 | 13,600,000 | 13,599,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 429,015,000 | 452,867,000 | 459,496,000 | 444,470,000 |
| Interest-bearing deposits | 360,640,000 | 379,116,000 | 387,550,000 | 370,237,000 |
| Noninterest-bearing deposits | 68,375,000 | 73,751,000 | 71,946,000 | 74,233,000 |
| Equity capital | 37,897,000 | 29,168,000 | 27,294,000 | 30,533,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,772,000 | 7,674,000 | 11,956,000 | 16,514,000 |
| Interest expense | 610,000 | 1,204,000 | 1,903,000 | 2,908,000 |
| Net interest income | 3,162,000 | 6,470,000 | 10,053,000 | 13,606,000 |
| Noninterest income | 762,000 | 1,315,000 | 1,981,000 | 2,666,000 |
| Noninterest expense | 2,342,000 | 4,644,000 | 7,212,000 | 9,777,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,583,000 | 3,142,000 | 4,823,000 | 6,496,000 |
| Income tax | 89,000 | 195,000 | 300,000 | 335,000 |
| Net income | 1,494,000 | 2,947,000 | 4,523,000 | 6,161,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,740,000 | 47,789,000 | 48,962,000 | 49,647,000 |
| Total capital | 49,156,000 | 50,206,000 | 51,381,000 | 52,067,000 |
| Risk-weighted assets | 301,408,000 | 315,631,000 | 328,740,000 | 337,262,000 |