Call reports 2021
APPLE RIVER STATE BANK — 2021
What APPLE RIVER STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 484,904,000 | 503,088,000 | 526,209,000 | 529,407,000 |
| Total loans | 246,343,000 | 253,231,000 | 250,330,000 | 252,017,000 |
| Allowance for loan losses | 2,227,000 | 2,225,000 | 2,424,000 | 2,411,000 |
| Securities available for sale | 153,882,000 | 164,914,000 | 172,512,000 | 190,955,000 |
| Securities held to maturity | 15,391,000 | 14,804,000 | 14,803,000 | 14,802,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 390,444,000 | 408,143,000 | 427,013,000 | 432,109,000 |
| Interest-bearing deposits | 330,079,000 | 343,349,000 | 358,081,000 | 358,083,000 |
| Noninterest-bearing deposits | 60,365,000 | 64,794,000 | 68,932,000 | 74,026,000 |
| Equity capital | 45,027,000 | 46,475,000 | 48,462,000 | 46,601,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,564,000 | 7,751,000 | 12,116,000 | 16,114,000 |
| Interest expense | 661,000 | 1,300,000 | 1,937,000 | 2,581,000 |
| Net interest income | 2,903,000 | 6,451,000 | 10,179,000 | 13,533,000 |
| Noninterest income | 999,000 | 1,774,000 | 2,629,000 | 3,370,000 |
| Noninterest expense | 2,198,000 | 4,485,000 | 6,781,000 | 9,307,000 |
| Provision for loan losses | 0 | 0 | 200,000 | 200,000 |
| Pretax income | 1,704,000 | 3,740,000 | 5,878,000 | 7,447,000 |
| Income tax | 66,000 | 82,000 | 99,000 | 486,000 |
| Net income | 1,638,000 | 3,658,000 | 5,779,000 | 6,961,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,495,000 | 44,012,000 | 45,630,000 | 45,648,000 |
| Total capital | 44,722,000 | 46,237,000 | 48,054,000 | 48,059,000 |
| Risk-weighted assets | 286,106,000 | 281,077,000 | 287,998,000 | 297,911,000 |