Call reports 2020
APPLE RIVER STATE BANK — 2020
What APPLE RIVER STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 372,762,000 | 416,059,000 | 448,152,000 | 459,548,000 |
| Total loans | 209,608,000 | 232,402,000 | 236,887,000 | 236,290,000 |
| Allowance for loan losses | 2,088,000 | 2,068,000 | 2,228,000 | 2,226,000 |
| Securities available for sale | 106,369,000 | 119,749,000 | 125,822,000 | 137,609,000 |
| Securities held to maturity | 0 | 2,515,000 | 8,572,000 | 8,569,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 301,893,000 | 329,830,000 | 359,245,000 | 369,560,000 |
| Interest-bearing deposits | 264,530,000 | 282,464,000 | 310,871,000 | 310,868,000 |
| Noninterest-bearing deposits | 37,363,000 | 47,366,000 | 48,374,000 | 58,692,000 |
| Equity capital | 37,829,000 | 42,818,000 | 44,622,000 | 45,417,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,466,000 | 7,051,000 | 10,711,000 | 14,504,000 |
| Interest expense | 843,000 | 1,593,000 | 2,386,000 | 3,110,000 |
| Net interest income | 2,623,000 | 5,458,000 | 8,325,000 | 11,394,000 |
| Noninterest income | 630,000 | 1,421,000 | 2,529,000 | 3,586,000 |
| Noninterest expense | 2,096,000 | 4,214,000 | 6,317,000 | 8,461,000 |
| Provision for loan losses | 0 | 0 | 150,000 | 150,000 |
| Pretax income | 1,274,000 | 2,817,000 | 4,539,000 | 6,521,000 |
| Income tax | 15,000 | 30,000 | 45,000 | 75,000 |
| Net income | 1,259,000 | 2,787,000 | 4,494,000 | 6,446,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,333,000 | 39,434,000 | 40,712,000 | 41,361,000 |
| Total capital | 40,421,000 | 41,502,000 | 42,940,000 | 43,587,000 |
| Risk-weighted assets | 233,266,000 | 258,162,000 | 264,728,000 | 271,183,000 |