Call reports 2019
APPLE RIVER STATE BANK — 2019
What APPLE RIVER STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 333,755,000 | 346,906,000 | 360,488,000 | 362,841,000 |
| Total loans | 201,710,000 | 205,873,000 | 206,680,000 | 208,413,000 |
| Allowance for loan losses | 1,989,000 | 1,979,000 | 1,968,000 | 2,086,000 |
| Securities available for sale | 88,743,000 | 89,280,000 | 97,325,000 | 102,546,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 273,828,000 | 285,857,000 | 298,211,000 | 300,792,000 |
| Interest-bearing deposits | 238,364,000 | 248,511,000 | 263,085,000 | 259,039,000 |
| Noninterest-bearing deposits | 35,464,000 | 37,346,000 | 35,126,000 | 41,753,000 |
| Equity capital | 34,788,000 | 36,531,000 | 37,898,000 | 38,321,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,213,000 | 6,564,000 | 10,077,000 | 13,590,000 |
| Interest expense | 642,000 | 1,380,000 | 2,211,000 | 3,065,000 |
| Net interest income | 2,571,000 | 5,184,000 | 7,866,000 | 10,525,000 |
| Noninterest income | 497,000 | 1,014,000 | 1,564,000 | 2,176,000 |
| Noninterest expense | 1,934,000 | 3,899,000 | 5,784,000 | 7,872,000 |
| Provision for loan losses | 0 | 0 | 0 | -200,000 |
| Pretax income | 1,134,000 | 2,314,000 | 3,679,000 | 5,063,000 |
| Income tax | 0 | 30,000 | 45,000 | 60,000 |
| Net income | 1,134,000 | 2,284,000 | 3,634,000 | 5,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,920,000 | 36,216,000 | 37,138,000 | 37,503,000 |
| Total capital | 37,909,000 | 38,195,000 | 39,106,000 | 39,589,000 |
| Risk-weighted assets | 226,067,000 | 230,249,000 | 231,375,000 | 233,897,000 |