Call reports 2016
APPLE RIVER STATE BANK — 2016
What APPLE RIVER STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 298,814,000 | 304,391,000 | 313,409,000 | 313,563,000 |
| Total loans | 183,933,000 | 184,807,000 | 186,540,000 | 185,650,000 |
| Allowance for loan losses | 1,958,000 | 1,948,000 | 2,083,000 | 1,843,000 |
| Securities available for sale | 87,822,000 | 84,786,000 | 97,680,000 | 98,135,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 246,895,000 | 252,387,000 | 262,164,000 | 264,615,000 |
| Interest-bearing deposits | 217,673,000 | 223,392,000 | 233,520,000 | 231,912,000 |
| Noninterest-bearing deposits | 29,222,000 | 28,995,000 | 28,644,000 | 32,703,000 |
| Equity capital | 29,269,000 | 30,219,000 | 30,707,000 | 28,585,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,802,000 | 5,551,000 | 8,383,000 | 11,180,000 |
| Interest expense | 403,000 | 811,000 | 1,239,000 | 1,671,000 |
| Net interest income | 2,399,000 | 4,740,000 | 7,144,000 | 9,509,000 |
| Noninterest income | 446,000 | 885,000 | 1,364,000 | 1,839,000 |
| Noninterest expense | 1,711,000 | 3,470,000 | 5,301,000 | 7,083,000 |
| Provision for loan losses | 96,000 | 145,000 | 305,000 | 673,000 |
| Pretax income | 1,119,000 | 2,107,000 | 2,999,000 | 3,690,000 |
| Income tax | 15,000 | 32,000 | 44,000 | 44,000 |
| Net income | 1,104,000 | 2,075,000 | 2,955,000 | 3,646,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,697,000 | 29,329,000 | 29,869,000 | 29,916,000 |
| Total capital | 30,655,000 | 31,277,000 | 31,952,000 | 31,759,000 |
| Risk-weighted assets | 204,966,000 | 200,871,000 | 205,417,000 | 210,576,000 |