Call reports 2015
APPLE RIVER STATE BANK — 2015
What APPLE RIVER STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 290,314,000 | 283,168,000 | 294,998,000 | 296,808,000 |
| Total loans | 166,825,000 | 170,186,000 | 177,371,000 | 179,890,000 |
| Allowance for loan losses | 2,182,000 | 2,237,000 | 2,306,000 | 1,862,000 |
| Securities available for sale | 93,067,000 | 90,042,000 | 84,805,000 | 92,892,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,454,000 | 238,099,000 | 249,340,000 | 251,369,000 |
| Interest-bearing deposits | 217,371,000 | 210,977,000 | 222,645,000 | 220,696,000 |
| Noninterest-bearing deposits | 27,082,000 | 27,122,000 | 26,695,000 | 30,672,000 |
| Equity capital | 27,514,000 | 27,433,000 | 28,129,000 | 28,243,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,636,000 | 5,253,000 | 7,959,000 | 10,686,000 |
| Interest expense | 391,000 | 774,000 | 1,177,000 | 1,588,000 |
| Net interest income | 2,245,000 | 4,479,000 | 6,782,000 | 9,098,000 |
| Noninterest income | 392,000 | 749,000 | 1,132,000 | 1,534,000 |
| Noninterest expense | 1,631,000 | 3,327,000 | 5,039,000 | 6,790,000 |
| Provision for loan losses | 0 | 100,000 | 196,000 | 416,000 |
| Pretax income | 1,039,000 | 1,838,000 | 2,757,000 | 3,504,000 |
| Income tax | 15,000 | 29,000 | 43,000 | 47,000 |
| Net income | 1,024,000 | 1,809,000 | 2,714,000 | 3,457,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,813,000 | 27,255,000 | 27,816,000 | 27,966,000 |
| Total capital | 28,995,000 | 29,492,000 | 30,122,000 | 29,828,000 |
| Risk-weighted assets | 183,945,000 | 187,601,000 | 194,270,000 | 201,669,000 |