Call reports 2014
APPLE RIVER STATE BANK — 2014
What APPLE RIVER STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 274,865,000 | 278,723,000 | 278,077,000 | 290,213,000 |
| Total loans | 165,949,000 | 164,712,000 | 166,153,000 | 168,204,000 |
| Allowance for loan losses | 1,975,000 | 2,023,000 | 2,034,000 | 2,182,000 |
| Securities available for sale | 90,406,000 | 92,298,000 | 91,442,000 | 89,488,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 237,198,000 | 237,540,000 | 237,152,000 | 242,732,000 |
| Interest-bearing deposits | 210,494,000 | 208,037,000 | 210,517,000 | 211,710,000 |
| Noninterest-bearing deposits | 26,704,000 | 29,504,000 | 26,635,000 | 31,022,000 |
| Equity capital | 24,547,000 | 26,022,000 | 26,691,000 | 26,682,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,670,000 | 5,318,000 | 8,037,000 | 10,709,000 |
| Interest expense | 407,000 | 816,000 | 1,222,000 | 1,624,000 |
| Net interest income | 2,263,000 | 4,502,000 | 6,815,000 | 9,085,000 |
| Noninterest income | 319,000 | 638,000 | 958,000 | 1,292,000 |
| Noninterest expense | 1,633,000 | 3,311,000 | 5,004,000 | 6,656,000 |
| Provision for loan losses | 261,000 | 261,000 | 261,000 | 461,000 |
| Pretax income | 688,000 | 1,568,000 | 2,541,000 | 3,332,000 |
| Income tax | 14,000 | 27,000 | 42,000 | 34,000 |
| Net income | 674,000 | 1,541,000 | 2,499,000 | 3,298,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,998,000 | 25,635,000 | 26,364,000 | 26,030,000 |
| Total capital | 26,973,000 | 27,658,000 | 28,398,000 | 28,212,000 |
| Risk-weighted assets | 185,938,000 | 182,140,000 | 185,457,000 | 187,656,000 |