Call reports 2013
APPLE RIVER STATE BANK — 2013
What APPLE RIVER STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 271,219,000 | 269,623,000 | 271,986,000 | 278,470,000 |
| Total loans | 154,825,000 | 154,606,000 | 159,160,000 | 165,542,000 |
| Allowance for loan losses | 1,627,000 | 1,711,000 | 1,774,000 | 1,701,000 |
| Securities available for sale | 95,427,000 | 93,977,000 | 90,050,000 | 88,427,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 234,425,000 | 233,857,000 | 237,098,000 | 241,611,000 |
| Interest-bearing deposits | 209,748,000 | 206,396,000 | 209,260,000 | 213,816,000 |
| Noninterest-bearing deposits | 24,677,000 | 27,461,000 | 27,838,000 | 27,795,000 |
| Equity capital | 24,593,000 | 23,516,000 | 23,358,000 | 23,501,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,626,000 | 5,176,000 | 7,809,000 | 10,456,000 |
| Interest expense | 496,000 | 937,000 | 1,356,000 | 1,780,000 |
| Net interest income | 2,130,000 | 4,239,000 | 6,453,000 | 8,676,000 |
| Noninterest income | 443,000 | 777,000 | 1,132,000 | 1,424,000 |
| Noninterest expense | 1,554,000 | 3,199,000 | 4,844,000 | 6,620,000 |
| Provision for loan losses | 76,000 | 153,000 | 153,000 | 401,000 |
| Pretax income | 943,000 | 1,664,000 | 2,588,000 | 3,079,000 |
| Income tax | 0 | 27,000 | 41,000 | 48,000 |
| Net income | 943,000 | 1,637,000 | 2,547,000 | 3,031,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,446,000 | 23,906,000 | 24,517,000 | 24,534,000 |
| Total capital | 25,073,000 | 25,617,000 | 26,291,000 | 26,235,000 |
| Risk-weighted assets | 174,864,000 | 174,927,000 | 178,406,000 | 185,740,000 |