Call reports 2012
APPLE RIVER STATE BANK — 2012
What APPLE RIVER STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 263,533,000 | 266,534,000 | 273,884,000 | 277,658,000 |
| Total loans | 161,636,000 | 158,157,000 | 156,344,000 | 160,413,000 |
| Allowance for loan losses | 2,342,000 | 2,303,000 | 1,832,000 | 1,528,000 |
| Securities available for sale | 83,793,000 | 83,008,000 | 85,981,000 | 89,638,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,561,000 | 233,587,000 | 239,643,000 | 242,081,000 |
| Interest-bearing deposits | 205,515,000 | 206,756,000 | 214,739,000 | 212,053,000 |
| Noninterest-bearing deposits | 24,046,000 | 26,831,000 | 24,904,000 | 30,028,000 |
| Equity capital | 22,629,000 | 22,605,000 | 23,963,000 | 24,175,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,858,000 | 5,682,000 | 8,464,000 | 11,195,000 |
| Interest expense | 651,000 | 1,264,000 | 1,869,000 | 2,440,000 |
| Net interest income | 2,207,000 | 4,418,000 | 6,595,000 | 8,755,000 |
| Noninterest income | 355,000 | 722,000 | 1,344,000 | 1,814,000 |
| Noninterest expense | 1,564,000 | 3,127,000 | 4,686,000 | 6,507,000 |
| Provision for loan losses | 327,000 | 1,342,000 | 1,355,000 | 1,528,000 |
| Pretax income | 679,000 | 679,000 | 1,906,000 | 2,542,000 |
| Income tax | 0 | 0 | 21,000 | 24,000 |
| Net income | 679,000 | 679,000 | 1,885,000 | 2,518,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,596,000 | 21,361,000 | 22,349,000 | 22,759,000 |
| Total capital | 23,905,000 | 23,593,000 | 24,181,000 | 24,287,000 |
| Risk-weighted assets | 184,719,000 | 178,503,000 | 175,335,000 | 178,584,000 |