Call reports 2011
APPLE RIVER STATE BANK — 2011
What APPLE RIVER STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 259,202,000 | 259,819,000 | 260,855,000 | 266,826,000 |
| Total loans | 173,221,000 | 171,650,000 | 169,410,000 | 163,666,000 |
| Allowance for loan losses | 2,007,000 | 2,135,000 | 2,852,000 | 2,039,000 |
| Securities available for sale | 72,641,000 | 70,946,000 | 66,950,000 | 79,906,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,391,000 | 227,036,000 | 229,109,000 | 235,154,000 |
| Interest-bearing deposits | 205,727,000 | 204,222,000 | 207,553,000 | 208,924,000 |
| Noninterest-bearing deposits | 19,664,000 | 22,814,000 | 21,556,000 | 26,230,000 |
| Equity capital | 22,492,000 | 23,154,000 | 22,422,000 | 22,178,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,052,000 | 6,100,000 | 8,963,000 | 11,808,000 |
| Interest expense | 796,000 | 1,571,000 | 2,312,000 | 3,002,000 |
| Net interest income | 2,256,000 | 4,529,000 | 6,651,000 | 8,806,000 |
| Noninterest income | 331,000 | 624,000 | 868,000 | 1,264,000 |
| Noninterest expense | 1,594,000 | 3,245,000 | 4,428,000 | 5,995,000 |
| Provision for loan losses | 128,000 | 261,000 | 2,289,000 | 3,303,000 |
| Pretax income | 865,000 | 1,647,000 | 1,070,000 | 1,040,000 |
| Income tax | 0 | 0 | 21,000 | -7,000 |
| Net income | 865,000 | 1,647,000 | 1,049,000 | 1,047,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,631,000 | 22,095,000 | 21,259,000 | 21,128,000 |
| Total capital | 23,638,000 | 24,230,000 | 23,637,000 | 23,167,000 |
| Risk-weighted assets | 192,356,000 | 191,176,000 | 189,766,000 | 186,510,000 |