Call reports 2010
APPLE RIVER STATE BANK — 2010
What APPLE RIVER STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 250,948,000 | 255,421,000 | 262,472,000 | 260,227,000 |
| Total loans | 170,190,000 | 172,779,000 | 175,224,000 | 173,337,000 |
| Allowance for loan losses | 1,649,000 | 1,907,000 | 1,740,000 | 1,887,000 |
| Securities available for sale | 62,419,000 | 67,844,000 | 66,731,000 | 71,281,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,785,000 | 215,360,000 | 224,393,000 | 227,689,000 |
| Interest-bearing deposits | 193,192,000 | 196,461,000 | 205,610,000 | 205,951,000 |
| Noninterest-bearing deposits | 18,593,000 | 18,899,000 | 18,783,000 | 21,738,000 |
| Equity capital | 20,887,000 | 21,451,000 | 22,055,000 | 21,633,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,081,000 | 6,232,000 | 9,399,000 | 12,576,000 |
| Interest expense | 937,000 | 1,811,000 | 2,709,000 | 3,565,000 |
| Net interest income | 2,144,000 | 4,421,000 | 6,690,000 | 9,011,000 |
| Noninterest income | 309,000 | 676,000 | 1,119,000 | 1,541,000 |
| Noninterest expense | 1,496,000 | 2,948,000 | 4,500,000 | 6,266,000 |
| Provision for loan losses | 90,000 | 319,000 | 463,000 | 710,000 |
| Pretax income | 878,000 | 1,830,000 | 2,779,000 | 3,487,000 |
| Income tax | 0 | 0 | 8,000 | 15,000 |
| Net income | 878,000 | 1,830,000 | 2,771,000 | 3,472,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,852,000 | 20,329,000 | 20,980,000 | 21,004,000 |
| Total capital | 21,501,000 | 22,236,000 | 22,720,000 | 22,891,000 |
| Risk-weighted assets | 187,144,000 | 187,672,000 | 194,802,000 | 191,636,000 |