Call reports 2009
APPLE RIVER STATE BANK — 2009
What APPLE RIVER STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 232,885,000 | 238,964,000 | 253,650,000 | 254,044,000 |
| Total loans | 148,412,000 | 154,244,000 | 155,624,000 | 164,892,000 |
| Allowance for loan losses | 1,661,000 | 1,633,000 | 1,667,000 | 1,647,000 |
| Securities available for sale | 63,953,000 | 68,411,000 | 66,388,000 | 74,308,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,322,000 | 206,325,000 | 221,536,000 | 219,859,000 |
| Interest-bearing deposits | 184,222,000 | 189,398,000 | 203,409,000 | 196,844,000 |
| Noninterest-bearing deposits | 16,100,000 | 16,927,000 | 18,127,000 | 23,015,000 |
| Equity capital | 19,011,000 | 19,249,000 | 19,646,000 | 19,406,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,855,000 | 5,714,000 | 8,625,000 | 11,669,000 |
| Interest expense | 1,259,000 | 2,470,000 | 3,620,000 | 4,678,000 |
| Net interest income | 1,596,000 | 3,244,000 | 5,005,000 | 6,991,000 |
| Noninterest income | 437,000 | 883,000 | 1,146,000 | 1,413,000 |
| Noninterest expense | 1,444,000 | 3,035,000 | 4,494,000 | 5,826,000 |
| Provision for loan losses | 65,000 | 131,000 | 211,000 | 616,000 |
| Pretax income | 524,000 | 961,000 | 1,446,000 | 1,962,000 |
| Income tax | 0 | 0 | 0 | 2,000 |
| Net income | 524,000 | 961,000 | 1,446,000 | 1,960,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,258,000 | 18,495,000 | 18,626,000 | 18,958,000 |
| Total capital | 19,919,000 | 20,128,000 | 20,293,000 | 20,605,000 |
| Risk-weighted assets | 167,384,000 | 170,353,000 | 173,587,000 | 181,227,000 |