Call reports 2008
APPLE RIVER STATE BANK — 2008
What APPLE RIVER STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 224,680,000 | 226,694,000 | 227,770,000 | 231,800,000 |
| Total loans | 143,529,000 | 141,417,000 | 144,646,000 | 145,383,000 |
| Allowance for loan losses | 1,626,000 | 1,716,000 | 1,755,000 | 1,696,000 |
| Securities available for sale | 53,843,000 | 59,209,000 | 67,393,000 | 71,670,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,055,000 | 192,488,000 | 195,462,000 | 200,269,000 |
| Interest-bearing deposits | 177,325,000 | 176,293,000 | 180,340,000 | 182,105,000 |
| Noninterest-bearing deposits | 17,730,000 | 16,195,000 | 15,122,000 | 18,164,000 |
| Equity capital | 18,097,000 | 17,546,000 | 17,945,000 | 18,218,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,029,000 | 6,089,000 | 9,080,000 | 12,052,000 |
| Interest expense | 1,497,000 | 3,013,000 | 4,439,000 | 5,816,000 |
| Net interest income | 1,532,000 | 3,076,000 | 4,641,000 | 6,236,000 |
| Noninterest income | 246,000 | 555,000 | 789,000 | 1,039,000 |
| Noninterest expense | 1,179,000 | 2,562,000 | 3,945,000 | 5,275,000 |
| Provision for loan losses | 45,000 | 90,000 | 125,000 | 140,000 |
| Pretax income | 554,000 | 979,000 | 1,360,000 | 1,860,000 |
| Income tax | 3,000 | 4,000 | 7,000 | 2,000 |
| Net income | 551,000 | 975,000 | 1,353,000 | 1,858,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,329,000 | 17,281,000 | 17,443,000 | 17,177,000 |
| Total capital | 18,955,000 | 18,997,000 | 19,198,000 | 18,873,000 |
| Risk-weighted assets | 155,956,000 | 160,501,000 | 159,827,000 | 161,266,000 |