Call reports 2007
APPLE RIVER STATE BANK — 2007
What APPLE RIVER STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 189,061,000 | 189,875,000 | 194,285,000 | 204,333,000 |
| Total loans | 124,462,000 | 129,196,000 | 126,142,000 | 125,413,000 |
| Allowance for loan losses | 1,512,000 | 1,518,000 | 1,478,000 | 1,517,000 |
| Securities available for sale | 58,362,000 | 53,819,000 | 55,436,000 | 65,841,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,730,000 | 161,783,000 | 166,041,000 | 175,304,000 |
| Interest-bearing deposits | 149,266,000 | 148,960,000 | 153,030,000 | 158,580,000 |
| Noninterest-bearing deposits | 12,464,000 | 12,823,000 | 13,011,000 | 16,724,000 |
| Equity capital | 16,251,000 | 16,399,000 | 17,097,000 | 17,504,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,887,000 | 5,877,000 | 8,930,000 | 12,065,000 |
| Interest expense | 1,398,000 | 2,816,000 | 4,281,000 | 5,815,000 |
| Net interest income | 1,489,000 | 3,061,000 | 4,649,000 | 6,250,000 |
| Noninterest income | 255,000 | 497,000 | 729,000 | 938,000 |
| Noninterest expense | 1,103,000 | 2,165,000 | 3,287,000 | 4,392,000 |
| Provision for loan losses | 45,000 | 90,000 | 148,000 | 193,000 |
| Pretax income | 596,000 | 1,303,000 | 1,943,000 | 2,603,000 |
| Income tax | 2,000 | 6,000 | 8,000 | 4,000 |
| Net income | 594,000 | 1,297,000 | 1,935,000 | 2,599,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,618,000 | 16,799,000 | 17,155,000 | 17,443,000 |
| Total capital | 18,130,000 | 18,317,000 | 18,633,000 | 18,960,000 |
| Risk-weighted assets | 128,908,000 | 134,614,000 | 137,737,000 | 141,311,000 |