Call reports 2006
APPLE RIVER STATE BANK — 2006
What APPLE RIVER STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 185,792,000 | 187,281,000 | 186,751,000 | 193,692,000 |
| Total loans | 114,510,000 | 118,284,000 | 123,179,000 | 120,933,000 |
| Allowance for loan losses | 1,311,000 | 1,320,000 | 1,379,000 | 1,445,000 |
| Securities available for sale | 65,040,000 | 63,645,000 | 56,807,000 | 54,879,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,486,000 | 159,130,000 | 159,637,000 | 167,339,000 |
| Interest-bearing deposits | 147,845,000 | 146,044,000 | 147,779,000 | 152,961,000 |
| Noninterest-bearing deposits | 12,641,000 | 13,086,000 | 11,858,000 | 14,378,000 |
| Equity capital | 15,409,000 | 15,053,000 | 15,544,000 | 15,513,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,553,000 | 5,205,000 | 7,935,000 | 10,802,000 |
| Interest expense | 1,060,000 | 2,202,000 | 3,462,000 | 4,843,000 |
| Net interest income | 1,493,000 | 3,003,000 | 4,473,000 | 5,959,000 |
| Noninterest income | 230,000 | 442,000 | 648,000 | 853,000 |
| Noninterest expense | 1,007,000 | 2,174,000 | 3,201,000 | 4,273,000 |
| Provision for loan losses | 45,000 | 75,000 | 135,000 | 202,000 |
| Pretax income | 671,000 | 1,196,000 | 1,785,000 | 2,337,000 |
| Income tax | 21,000 | 21,000 | 31,000 | 31,000 |
| Net income | 650,000 | 1,175,000 | 1,754,000 | 2,306,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,347,000 | 16,332,000 | 16,174,000 | 16,024,000 |
| Total capital | 17,658,000 | 17,652,000 | 17,553,000 | 17,469,000 |
| Risk-weighted assets | 119,697,000 | 125,362,000 | 130,175,000 | 128,806,000 |