Call reports 2005
APPLE RIVER STATE BANK — 2005
What APPLE RIVER STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 185,721,000 | 188,046,000 | 189,746,000 | 195,299,000 |
| Total loans | 111,533,000 | 112,058,000 | 114,536,000 | 113,276,000 |
| Allowance for loan losses | 1,271,000 | 1,174,000 | 1,231,000 | 1,252,000 |
| Securities available for sale | 61,078,000 | 65,628,000 | 68,339,000 | 64,691,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,625,000 | 162,643,000 | 164,489,000 | 167,540,000 |
| Interest-bearing deposits | 149,024,000 | 147,165,000 | 150,880,000 | 152,150,000 |
| Noninterest-bearing deposits | 13,601,000 | 15,478,000 | 13,609,000 | 15,390,000 |
| Equity capital | 14,347,000 | 15,491,000 | 15,390,000 | 15,074,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,308,000 | 4,735,000 | 7,218,000 | 9,792,000 |
| Interest expense | 807,000 | 1,695,000 | 2,656,000 | 3,700,000 |
| Net interest income | 1,501,000 | 3,040,000 | 4,562,000 | 6,092,000 |
| Noninterest income | 200,000 | 389,000 | 599,000 | 803,000 |
| Noninterest expense | 818,000 | 1,668,000 | 2,637,000 | 3,689,000 |
| Provision for loan losses | 45,000 | 90,000 | 153,000 | 218,000 |
| Pretax income | 838,000 | 1,671,000 | 2,371,000 | 2,988,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 838,000 | 1,671,000 | 2,371,000 | 2,988,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,088,000 | 15,682,000 | 15,868,000 | 15,946,000 |
| Total capital | 16,359,000 | 16,856,000 | 17,099,000 | 17,198,000 |
| Risk-weighted assets | 119,191,000 | 110,932,000 | 114,445,000 | 118,081,000 |