Call reports 2004
APPLE RIVER STATE BANK — 2004
What APPLE RIVER STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 191,697,000 | 190,558,000 | 188,972,000 | 191,899,000 |
| Total loans | 101,730,000 | 107,225,000 | 109,858,000 | 107,453,000 |
| Allowance for loan losses | 1,115,000 | 1,201,000 | 1,222,000 | 1,219,000 |
| Securities available for sale | 71,981,000 | 75,658,000 | 71,837,000 | 60,268,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,686,000 | 169,730,000 | 167,007,000 | 168,800,000 |
| Interest-bearing deposits | 157,069,000 | 156,293,000 | 153,992,000 | 153,557,000 |
| Noninterest-bearing deposits | 12,617,000 | 13,437,000 | 13,015,000 | 15,243,000 |
| Equity capital | 14,030,000 | 13,559,000 | 14,817,000 | 14,517,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,114,000 | 4,328,000 | 6,632,000 | 8,941,000 |
| Interest expense | 879,000 | 1,700,000 | 2,500,000 | 3,316,000 |
| Net interest income | 1,235,000 | 2,628,000 | 4,132,000 | 5,625,000 |
| Noninterest income | 182,000 | 547,000 | 729,000 | 963,000 |
| Noninterest expense | 761,000 | 1,532,000 | 2,332,000 | 3,568,000 |
| Provision for loan losses | 127,000 | 273,000 | 318,000 | 363,000 |
| Pretax income | 529,000 | 1,370,000 | 2,327,000 | 2,657,000 |
| Income tax | 20,000 | 20,000 | 20,000 | 20,000 |
| Net income | 509,000 | 1,350,000 | 2,307,000 | 2,637,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,718,000 | 14,213,000 | 14,672,000 | 14,686,000 |
| Total capital | 14,833,000 | 15,414,000 | 15,894,000 | 15,905,000 |
| Risk-weighted assets | 113,117,000 | 118,351,000 | 119,558,000 | 118,930,000 |