Call reports 2003
APPLE RIVER STATE BANK — 2003
What APPLE RIVER STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 181,943,000 | 184,005,000 | 185,559,000 | 191,246,000 |
| Total loans | 97,492,000 | 97,099,000 | 98,708,000 | 100,648,000 |
| Allowance for loan losses | 1,072,000 | 1,094,000 | 1,108,000 | 1,058,000 |
| Securities available for sale | 48,097,000 | 49,745,000 | 53,159,000 | 77,929,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,682,000 | 164,556,000 | 163,695,000 | 168,420,000 |
| Interest-bearing deposits | 151,419,000 | 152,329,000 | 152,217,000 | 155,123,000 |
| Noninterest-bearing deposits | 11,263,000 | 12,227,000 | 11,478,000 | 13,297,000 |
| Equity capital | 11,480,000 | 11,914,000 | 13,321,000 | 13,444,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,259,000 | 4,319,000 | 6,358,000 | 8,407,000 |
| Interest expense | 1,134,000 | 2,175,000 | 3,136,000 | 4,064,000 |
| Net interest income | 1,125,000 | 2,144,000 | 3,222,000 | 4,343,000 |
| Noninterest income | 250,000 | 473,000 | 691,000 | 840,000 |
| Noninterest expense | 685,000 | 1,356,000 | 2,055,000 | 3,174,000 |
| Provision for loan losses | 36,000 | 72,000 | 108,000 | 144,000 |
| Pretax income | 654,000 | 1,822,000 | 2,383,000 | 2,403,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 654,000 | 1,822,000 | 2,383,000 | 2,403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,518,000 | 11,538,000 | 13,201,000 | 13,357,000 |
| Total capital | 11,590,000 | 12,632,000 | 14,309,000 | 14,415,000 |
| Risk-weighted assets | 104,574,000 | 105,481,000 | 108,488,000 | 112,751,000 |