Call reports 2001
APPLE RIVER STATE BANK — 2001
What APPLE RIVER STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 131,112,000 | 135,679,000 | 150,161,000 | 162,475,000 |
| Total loans | 79,179,000 | 84,241,000 | 85,794,000 | 88,000,000 |
| Allowance for loan losses | 883,000 | 887,000 | 923,000 | 906,000 |
| Securities available for sale | 42,695,000 | 35,537,000 | 43,506,000 | 51,043,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,153,000 | 120,829,000 | 134,733,000 | 146,518,000 |
| Interest-bearing deposits | 108,169,000 | 111,269,000 | 125,186,000 | 135,557,000 |
| Noninterest-bearing deposits | 7,984,000 | 9,560,000 | 9,547,000 | 10,961,000 |
| Equity capital | 9,083,000 | 9,064,000 | 9,293,000 | 8,818,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,300,000 | 4,634,000 | 7,020,000 | 9,403,000 |
| Interest expense | 1,476,000 | 2,974,000 | 4,518,000 | 6,056,000 |
| Net interest income | 824,000 | 1,660,000 | 2,502,000 | 3,347,000 |
| Noninterest income | 139,000 | 266,000 | 410,000 | 559,000 |
| Noninterest expense | 481,000 | 1,000,000 | 1,529,000 | 2,367,000 |
| Provision for loan losses | 36,000 | 72,000 | 108,000 | 148,000 |
| Pretax income | 446,000 | 854,000 | 1,275,000 | 1,391,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 446,000 | 854,000 | 1,275,000 | 1,391,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,702,000 | 8,677,000 | 8,905,000 | 8,813,000 |
| Total capital | 9,585,000 | 9,564,000 | 9,828,000 | 9,719,000 |
| Risk-weighted assets | 74,212,000 | 79,211,000 | 83,591,000 | 89,669,000 |