Call reports 2026
PROSPECT BANK — 2026
What PROSPECT BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 701,422,000 | 715,630,000 |
| Total loans | 447,889,000 | 473,233,000 |
| Allowance for loan losses | 3,519,000 | 3,341,000 |
| Securities available for sale | 178,846,000 | 180,824,000 |
| Securities held to maturity | 3,758,000 | 3,758,000 |
| Trading assets | 0 | 0 |
| Total deposits | 592,622,000 | 603,388,000 |
| Interest-bearing deposits | 513,523,000 | 530,309,000 |
| Noninterest-bearing deposits | 79,099,000 | 73,079,000 |
| Equity capital | 41,930,000 | 43,539,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 7,871,000 | 16,118,000 |
| Interest expense | 3,521,000 | 7,178,000 |
| Net interest income | 4,350,000 | 8,940,000 |
| Noninterest income | 1,181,000 | 2,426,000 |
| Noninterest expense | 5,121,000 | 10,526,000 |
| Provision for loan losses | 92,000 | -83,000 |
| Pretax income | 299,000 | 911,000 |
| Income tax | 0 | 0 |
| Net income | 299,000 | 911,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 61,218,000 | 61,830,000 |
| Total capital | 64,915,000 | 65,340,000 |
| Risk-weighted assets | 482,793,000 | 511,503,000 |