Call reports 2022
PROSPECT BANK — 2022
What PROSPECT BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 726,627,000 | 715,070,000 | 728,049,000 | 719,036,000 |
| Total loans | 427,021,000 | 422,141,000 | 448,152,000 | 459,603,000 |
| Allowance for loan losses | 4,728,000 | 4,813,000 | 5,010,000 | 5,062,000 |
| Securities available for sale | 268,016,000 | 256,186,000 | 244,510,000 | 221,886,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 2,425,000 | 2,301,000 | 2,248,000 | 2,240,000 |
| Total deposits | 641,426,000 | 616,650,000 | 618,455,000 | 572,380,000 |
| Interest-bearing deposits | 566,078,000 | 535,253,000 | 534,675,000 | 499,531,000 |
| Noninterest-bearing deposits | 75,348,000 | 81,397,000 | 83,780,000 | 72,849,000 |
| Equity capital | 46,236,000 | 34,101,000 | 25,854,000 | 26,706,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,216,000 | 10,664,000 | 16,726,000 | 23,399,000 |
| Interest expense | 276,000 | 641,000 | 1,514,000 | 3,375,000 |
| Net interest income | 4,940,000 | 10,023,000 | 15,212,000 | 20,024,000 |
| Noninterest income | 833,000 | 1,556,000 | 2,355,000 | 3,110,000 |
| Noninterest expense | 4,073,000 | 8,081,000 | 12,062,000 | 15,871,000 |
| Provision for loan losses | -46,000 | -94,000 | 265,000 | 530,000 |
| Pretax income | 1,746,000 | 3,592,000 | 5,240,000 | 6,733,000 |
| Income tax | 66,000 | 22,000 | 38,000 | 54,000 |
| Net income | 1,680,000 | 3,570,000 | 5,202,000 | 6,679,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,910,000 | 61,429,000 | 62,062,000 | 63,159,000 |
| Total capital | 65,638,000 | 66,242,000 | 67,072,000 | 68,221,000 |
| Risk-weighted assets | 507,876,000 | 509,316,000 | 526,071,000 | 533,755,000 |