Call reports 2019
PROSPECT BANK — 2019
What PROSPECT BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 520,991,000 | 535,412,000 | 545,721,000 | 559,587,000 |
| Total loans | 280,218,000 | 311,300,000 | 327,428,000 | 338,479,000 |
| Allowance for loan losses | 2,359,000 | 2,511,000 | 2,464,000 | 2,766,000 |
| Securities available for sale | 204,621,000 | 189,320,000 | 177,220,000 | 183,017,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 435,522,000 | 438,434,000 | 455,975,000 | 455,415,000 |
| Interest-bearing deposits | 380,405,000 | 389,260,000 | 404,366,000 | 402,911,000 |
| Noninterest-bearing deposits | 55,117,000 | 49,174,000 | 51,609,000 | 52,504,000 |
| Equity capital | 49,275,000 | 50,683,000 | 52,234,000 | 53,898,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,892,000 | 10,020,000 | 15,462,000 | 20,835,000 |
| Interest expense | 1,492,000 | 3,113,000 | 4,712,000 | 6,269,000 |
| Net interest income | 3,400,000 | 6,907,000 | 10,750,000 | 14,566,000 |
| Noninterest income | 615,000 | 1,280,000 | 2,064,000 | 2,689,000 |
| Noninterest expense | 2,885,000 | 6,000,000 | 9,266,000 | 12,191,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,130,000 | 2,187,000 | 3,648,000 | 5,167,000 |
| Income tax | 3,000 | 10,000 | 35,000 | 47,000 |
| Net income | 1,127,000 | 2,177,000 | 3,613,000 | 5,120,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,946,000 | 48,438,000 | 49,412,000 | 50,894,000 |
| Total capital | 50,305,000 | 50,949,000 | 51,876,000 | 53,660,000 |
| Risk-weighted assets | 326,606,000 | 357,276,000 | 376,344,000 | 385,702,000 |