Call reports 2018
PROSPECT BANK — 2018
What PROSPECT BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 493,236,000 | 514,130,000 | 512,118,000 | 516,706,000 |
| Total loans | 279,242,000 | 284,152,000 | 289,201,000 | 280,574,000 |
| Allowance for loan losses | 2,624,000 | 2,664,000 | 2,319,000 | 2,303,000 |
| Securities available for sale | 180,575,000 | 185,257,000 | 188,545,000 | 196,433,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 412,828,000 | 430,715,000 | 423,446,000 | 424,066,000 |
| Interest-bearing deposits | 361,005,000 | 374,839,000 | 364,071,000 | 376,112,000 |
| Noninterest-bearing deposits | 51,823,000 | 55,876,000 | 59,375,000 | 47,954,000 |
| Equity capital | 42,282,000 | 40,835,000 | 39,800,000 | 45,594,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,340,000 | 8,973,000 | 13,779,000 | 18,760,000 |
| Interest expense | 761,000 | 1,730,000 | 2,859,000 | 4,207,000 |
| Net interest income | 3,579,000 | 7,243,000 | 10,920,000 | 14,553,000 |
| Noninterest income | 587,000 | 1,334,000 | 1,922,000 | 2,698,000 |
| Noninterest expense | 2,905,000 | 5,903,000 | 8,917,000 | 12,224,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,207,000 | 2,553,000 | 3,804,000 | 4,872,000 |
| Income tax | -1,000 | 3,000 | 4,000 | 6,000 |
| Net income | 1,208,000 | 2,550,000 | 3,800,000 | 4,866,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,130,000 | 45,410,000 | 46,089,000 | 47,030,000 |
| Total capital | 47,754,000 | 48,074,000 | 48,408,000 | 49,333,000 |
| Risk-weighted assets | 327,621,000 | 328,457,000 | 334,358,000 | 325,026,000 |