Call reports 2017
PROSPECT BANK — 2017
What PROSPECT BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 445,027,000 | 472,681,000 | 472,029,000 | 480,260,000 |
| Total loans | 253,869,000 | 259,575,000 | 266,636,000 | 274,721,000 |
| Allowance for loan losses | 2,418,000 | 2,541,000 | 2,619,000 | 2,411,000 |
| Securities available for sale | 165,137,000 | 175,854,000 | 173,697,000 | 169,632,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 354,599,000 | 375,363,000 | 378,084,000 | 391,304,000 |
| Interest-bearing deposits | 303,428,000 | 325,475,000 | 332,237,000 | 341,273,000 |
| Noninterest-bearing deposits | 51,171,000 | 49,888,000 | 45,847,000 | 50,031,000 |
| Equity capital | 41,954,000 | 43,814,000 | 44,896,000 | 44,510,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,732,000 | 7,692,000 | 11,825,000 | 16,095,000 |
| Interest expense | 345,000 | 788,000 | 1,337,000 | 1,975,000 |
| Net interest income | 3,387,000 | 6,904,000 | 10,488,000 | 14,120,000 |
| Noninterest income | 746,000 | 1,310,000 | 1,837,000 | 2,362,000 |
| Noninterest expense | 2,582,000 | 5,402,000 | 8,341,000 | 11,221,000 |
| Provision for loan losses | 0 | 0 | 0 | -356,000 |
| Pretax income | 1,551,000 | 2,820,000 | 4,009,000 | 5,642,000 |
| Income tax | -24,000 | -15,000 | -9,000 | -1,000 |
| Net income | 1,575,000 | 2,835,000 | 4,018,000 | 5,643,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,969,000 | 42,277,000 | 43,088,000 | 44,768,000 |
| Total capital | 44,387,000 | 44,818,000 | 45,707,000 | 47,179,000 |
| Risk-weighted assets | 298,473,000 | 310,603,000 | 314,676,000 | 318,693,000 |