Call reports 2013
PROSPECT BANK — 2013
What PROSPECT BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 358,758,000 | 350,319,000 | 362,534,000 | 365,953,000 |
| Total loans | 224,194,000 | 223,343,000 | 224,645,000 | 220,726,000 |
| Allowance for loan losses | 2,362,000 | 2,453,000 | 2,459,000 | 2,530,000 |
| Securities available for sale | 100,777,000 | 98,811,000 | 103,170,000 | 114,521,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 292,844,000 | 290,226,000 | 301,313,000 | 308,371,000 |
| Interest-bearing deposits | 258,999,000 | 263,542,000 | 272,696,000 | 268,352,000 |
| Noninterest-bearing deposits | 33,845,000 | 26,684,000 | 28,617,000 | 40,019,000 |
| Equity capital | 34,345,000 | 31,518,000 | 31,631,000 | 31,665,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,425,000 | 7,108,000 | 10,606,000 | 14,004,000 |
| Interest expense | 317,000 | 621,000 | 933,000 | 1,236,000 |
| Net interest income | 3,108,000 | 6,487,000 | 9,673,000 | 12,768,000 |
| Noninterest income | 591,000 | 1,136,000 | 1,733,000 | 2,170,000 |
| Noninterest expense | 2,108,000 | 4,415,000 | 6,755,000 | 9,147,000 |
| Provision for loan losses | 0 | 654,000 | 654,000 | 654,000 |
| Pretax income | 1,643,000 | 2,677,000 | 4,045,000 | 5,129,000 |
| Income tax | 12,000 | 34,000 | 39,000 | 49,000 |
| Net income | 1,631,000 | 2,643,000 | 4,006,000 | 5,080,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,475,000 | 28,485,000 | 29,272,000 | 29,685,000 |
| Total capital | 30,837,000 | 30,938,000 | 31,731,000 | 32,314,000 |
| Risk-weighted assets | 251,980,000 | 248,078,000 | 250,005,000 | 248,620,000 |