Call reports 2010
PROSPECT BANK — 2010
What PROSPECT BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 275,823,000 | 288,782,000 | 286,237,000 | 288,432,000 |
| Total loans | 203,716,000 | 212,977,000 | 211,181,000 | 208,021,000 |
| Allowance for loan losses | 2,025,000 | 2,151,000 | 2,066,000 | 1,866,000 |
| Securities available for sale | 35,676,000 | 47,648,000 | 46,444,000 | 50,773,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,117,000 | 233,330,000 | 230,316,000 | 221,455,000 |
| Interest-bearing deposits | 209,674,000 | 209,903,000 | 206,406,000 | 198,108,000 |
| Noninterest-bearing deposits | 23,443,000 | 23,427,000 | 23,910,000 | 23,347,000 |
| Equity capital | 26,517,000 | 27,023,000 | 28,606,000 | 26,886,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,293,000 | 6,772,000 | 10,374,000 | 13,752,000 |
| Interest expense | 773,000 | 1,504,000 | 2,211,000 | 2,844,000 |
| Net interest income | 2,520,000 | 5,268,000 | 8,163,000 | 10,908,000 |
| Noninterest income | 540,000 | 1,019,000 | 1,285,000 | 1,875,000 |
| Noninterest expense | 2,160,000 | 4,272,000 | 6,314,000 | 8,621,000 |
| Provision for loan losses | 290,000 | 792,000 | 792,000 | 1,492,000 |
| Pretax income | 774,000 | 1,478,000 | 2,793,000 | 3,253,000 |
| Income tax | 7,000 | 18,000 | 36,000 | 33,000 |
| Net income | 767,000 | 1,460,000 | 2,757,000 | 3,220,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,659,000 | 21,764,000 | 23,118,000 | 23,441,000 |
| Total capital | 23,690,000 | 23,915,000 | 25,184,000 | 25,307,000 |
| Risk-weighted assets | 222,506,000 | 233,619,000 | 229,709,000 | 229,182,000 |