Call report 2008Q4
PROSPECT BANK — 2008Q4
The 22 measures PROSPECT BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 233,472,000 | USD | evidence → |
| Total loans | 149,929,000 | USD | evidence → |
| Allowance for loan losses | 2,078,000 | USD | evidence → |
| Securities available for sale | 64,589,000 | USD | evidence → |
| Securities held to maturity | 30,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 186,805,000 | USD | evidence → |
| Interest-bearing deposits | 175,869,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,936,000 | USD | evidence → |
| Equity capital | 21,550,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,503,000 | USD | evidence → |
| Interest expense | 5,499,000 | USD | evidence → |
| Net interest income | 6,004,000 | USD | evidence → |
| Noninterest income | 1,199,000 | USD | evidence → |
| Noninterest expense | 5,043,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,262,000 | USD | evidence → |
| Income tax | 15,000 | USD | evidence → |
| Net income | 2,247,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,500,000 | USD | evidence → |
| Total capital | 20,578,000 | USD | evidence → |
| Risk-weighted assets | 170,357,000 | USD | evidence → |