Call report 2007Q4
PROSPECT BANK — 2007Q4
The 22 measures PROSPECT BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 186,836,000 | USD | evidence → |
| Total loans | 117,554,000 | USD | evidence → |
| Allowance for loan losses | 1,645,000 | USD | evidence → |
| Securities available for sale | 52,020,000 | USD | evidence → |
| Securities held to maturity | 60,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 157,854,000 | USD | evidence → |
| Interest-bearing deposits | 146,900,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,954,000 | USD | evidence → |
| Equity capital | 19,100,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,733,000 | USD | evidence → |
| Interest expense | 6,557,000 | USD | evidence → |
| Net interest income | 5,176,000 | USD | evidence → |
| Noninterest income | 1,601,000 | USD | evidence → |
| Noninterest expense | 4,452,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,211,000 | USD | evidence → |
| Income tax | 36,000 | USD | evidence → |
| Net income | 2,175,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,554,000 | USD | evidence → |
| Total capital | 19,199,000 | USD | evidence → |
| Risk-weighted assets | 134,996,000 | USD | evidence → |