Call reports 2002
PROSPECT BANK — 2002
What PROSPECT BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 154,365,000 | 149,615,000 | 148,383,000 | 151,861,000 |
| Total loans | 103,598,000 | 101,800,000 | 96,151,000 | 95,466,000 |
| Allowance for loan losses | 1,839,000 | 1,778,000 | 1,662,000 | 2,090,000 |
| Securities available for sale | 26,369,000 | 23,932,000 | 23,947,000 | 26,706,000 |
| Securities held to maturity | 971,000 | 971,000 | 970,000 | 970,000 |
| Trading assets | 1,065,000 | 1,104,000 | 1,151,000 | 1,147,000 |
| Total deposits | 135,111,000 | 130,953,000 | 129,855,000 | 131,682,000 |
| Interest-bearing deposits | 126,770,000 | 122,974,000 | 122,607,000 | 124,312,000 |
| Noninterest-bearing deposits | 8,341,000 | 7,979,000 | 7,248,000 | 7,370,000 |
| Equity capital | 15,610,000 | 16,253,000 | 16,599,000 | 15,343,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,358,000 | 4,531,000 | 6,615,000 | 8,504,000 |
| Interest expense | 1,284,000 | 2,429,000 | 3,454,000 | 4,438,000 |
| Net interest income | 1,074,000 | 2,102,000 | 3,161,000 | 4,066,000 |
| Noninterest income | 588,000 | 1,318,000 | 1,968,000 | 2,282,000 |
| Noninterest expense | 1,039,000 | 2,101,000 | 3,181,000 | 4,337,000 |
| Provision for loan losses | 0 | 0 | 0 | 1,329,000 |
| Pretax income | 667,000 | 1,387,000 | 2,019,000 | 756,000 |
| Income tax | 6,000 | 6,000 | 6,000 | 6,000 |
| Net income | 661,000 | 1,381,000 | 2,013,000 | 750,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,484,000 | 14,856,000 | 15,202,000 | 13,886,000 |
| Total capital | 15,974,000 | 16,304,000 | 16,594,000 | 15,294,000 |
| Risk-weighted assets | 118,854,000 | 115,545,000 | 111,091,000 | 111,920,000 |