Call reports 2001
PROSPECT BANK — 2001
What PROSPECT BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 159,460,000 | 166,045,000 | 164,323,000 | 157,166,000 |
| Total loans | 106,322,000 | 111,909,000 | 108,958,000 | 105,824,000 |
| Allowance for loan losses | 1,310,000 | 1,277,000 | 1,357,000 | 1,833,000 |
| Securities available for sale | 25,102,000 | 23,897,000 | 24,536,000 | 29,041,000 |
| Securities held to maturity | 1,983,000 | 1,482,000 | 982,000 | 982,000 |
| Trading assets | 1,016,000 | 1,021,000 | 1,067,000 | 1,058,000 |
| Total deposits | 137,682,000 | 141,180,000 | 143,316,000 | 136,899,000 |
| Interest-bearing deposits | 130,531,000 | 130,686,000 | 132,889,000 | 127,545,000 |
| Noninterest-bearing deposits | 7,151,000 | 10,494,000 | 10,427,000 | 9,354,000 |
| Equity capital | 17,177,000 | 16,578,000 | 16,785,000 | 15,691,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,891,000 | 5,707,000 | 8,476,000 | 10,819,000 |
| Interest expense | 1,844,000 | 3,589,000 | 5,224,000 | 6,711,000 |
| Net interest income | 1,047,000 | 2,118,000 | 3,252,000 | 4,108,000 |
| Noninterest income | 679,000 | 1,260,000 | 1,894,000 | 2,525,000 |
| Noninterest expense | 1,104,000 | 2,137,000 | 3,261,000 | 4,366,000 |
| Provision for loan losses | 50,000 | 150,000 | 250,000 | 1,200,000 |
| Pretax income | 583,000 | 1,103,000 | 1,663,000 | 1,095,000 |
| Income tax | 41,000 | 49,000 | 57,000 | 64,000 |
| Net income | 542,000 | 1,054,000 | 1,606,000 | 1,031,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,758,000 | 15,181,000 | 15,194,000 | 14,228,000 |
| Total capital | 17,068,000 | 16,458,000 | 16,551,000 | 15,739,000 |
| Risk-weighted assets | 118,964,000 | 127,751,000 | 124,709,000 | 120,533,000 |