Call reports 2008
WESTERN ALLIANCE BANK — 2008
What WESTERN ALLIANCE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 768,970,000 | 796,993,000 | 853,367,000 | 867,185,000 |
| Total loans | 597,062,000 | 618,083,000 | 622,313,000 | 677,980,000 |
| Allowance for loan losses | 7,497,000 | 8,246,000 | 8,188,000 | 12,872,000 |
| Securities available for sale | 49,239,000 | 34,121,000 | 46,399,000 | 48,282,000 |
| Securities held to maturity | 0 | 7,606,000 | 6,802,000 | 100,000 |
| Trading assets | 24,128,000 | 22,785,000 | 22,027,000 | 22,163,000 |
| Total deposits | 668,921,000 | 656,855,000 | 654,592,000 | 679,829,000 |
| Interest-bearing deposits | 465,479,000 | 465,099,000 | 467,779,000 | 489,066,000 |
| Noninterest-bearing deposits | 203,443,000 | 191,756,000 | 186,813,000 | 190,763,000 |
| Equity capital | 54,065,000 | 54,143,000 | 58,714,000 | 62,890,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 12,162,000 | 23,290,000 | 34,630,000 | 45,820,000 |
| Interest expense | 4,865,000 | 8,648,000 | 12,391,000 | 15,894,000 |
| Net interest income | 7,297,000 | 14,642,000 | 22,239,000 | 29,926,000 |
| Noninterest income | 1,748,000 | 2,668,000 | 4,166,000 | 5,665,000 |
| Noninterest expense | 6,465,000 | 12,634,000 | 18,789,000 | 25,370,000 |
| Provision for loan losses | 725,000 | 1,485,000 | 3,521,000 | 9,449,000 |
| Pretax income | 1,993,000 | 3,329,000 | 488,000 | -17,010,000 |
| Income tax | 707,000 | 1,213,000 | 64,000 | -6,766,000 |
| Net income | 1,286,000 | 2,116,000 | 424,000 | -10,244,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,610,000 | 59,759,000 | 63,474,000 | 63,018,000 |
| Total capital | 84,150,000 | 86,038,000 | 89,690,000 | 90,635,000 |
| Risk-weighted assets | 753,302,000 | 740,498,000 | 740,302,000 | 766,061,000 |