Call reports 2007
WESTERN ALLIANCE BANK — 2007
What WESTERN ALLIANCE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 708,043,000 | 755,919,000 | 775,519,000 | 822,575,000 |
| Total loans | 504,236,000 | 524,255,000 | 562,329,000 | 584,249,000 |
| Allowance for loan losses | 5,732,000 | 6,277,000 | 6,392,000 | 6,772,000 |
| Securities available for sale | 43,355,000 | 41,739,000 | 53,677,000 | 50,855,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 25,620,000 | 23,773,000 | 22,508,000 | 22,103,000 |
| Total deposits | 618,822,000 | 662,021,000 | 628,388,000 | 613,130,000 |
| Interest-bearing deposits | 409,880,000 | 456,306,000 | 440,109,000 | 447,735,000 |
| Noninterest-bearing deposits | 208,942,000 | 205,715,000 | 188,279,000 | 165,396,000 |
| Equity capital | 52,859,000 | 53,620,000 | 55,779,000 | 54,502,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 11,208,000 | 23,253,000 | 35,905,000 | 49,131,000 |
| Interest expense | 4,514,000 | 9,280,000 | 14,910,000 | 20,871,000 |
| Net interest income | 6,694,000 | 13,973,000 | 20,995,000 | 28,260,000 |
| Noninterest income | 531,000 | 856,000 | 1,512,000 | 2,946,000 |
| Noninterest expense | 5,399,000 | 11,241,000 | 17,278,000 | 22,981,000 |
| Provision for loan losses | 0 | 545,000 | 660,000 | 3,390,000 |
| Pretax income | 1,826,000 | 3,043,000 | 4,569,000 | 4,835,000 |
| Income tax | 711,000 | 1,263,000 | 1,666,000 | 1,680,000 |
| Net income | 1,115,000 | 1,780,000 | 2,903,000 | 3,155,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,987,000 | 53,945,000 | 56,382,000 | 56,960,000 |
| Total capital | 68,792,000 | 70,277,000 | 72,828,000 | 81,781,000 |
| Risk-weighted assets | 622,197,000 | 662,052,000 | 695,630,000 | 758,419,000 |