Call reports 2005
WESTERN ALLIANCE BANK — 2005
What WESTERN ALLIANCE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 381,762,000 | 474,754,000 | 514,073,000 | 519,961,000 |
| Total loans | 264,428,000 | 307,419,000 | 358,489,000 | 404,644,000 |
| Allowance for loan losses | 3,894,000 | 4,318,000 | 4,833,000 | 5,456,000 |
| Securities available for sale | 47,869,000 | 57,145,000 | 62,889,000 | 58,751,000 |
| Securities held to maturity | 14,429,000 | 13,718,000 | 13,106,000 | 12,685,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 341,621,000 | 426,576,000 | 460,078,000 | 457,177,000 |
| Interest-bearing deposits | 203,331,000 | 242,022,000 | 250,988,000 | 292,625,000 |
| Noninterest-bearing deposits | 138,290,000 | 184,554,000 | 209,090,000 | 164,552,000 |
| Equity capital | 31,447,000 | 37,420,000 | 43,132,000 | 43,627,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,766,000 | 10,678,000 | 17,432,000 | 25,069,000 |
| Interest expense | 1,023,000 | 2,345,000 | 3,971,000 | 6,198,000 |
| Net interest income | 3,743,000 | 8,333,000 | 13,461,000 | 18,871,000 |
| Noninterest income | 202,000 | 538,000 | 992,000 | 1,367,000 |
| Noninterest expense | 2,689,000 | 5,898,000 | 9,610,000 | 13,304,000 |
| Provision for loan losses | 478,000 | 902,000 | 1,417,000 | 2,040,000 |
| Pretax income | 778,000 | 2,071,000 | 3,426,000 | 4,894,000 |
| Income tax | 308,000 | 828,000 | 1,312,000 | 1,874,000 |
| Net income | 470,000 | 1,243,000 | 2,114,000 | 3,020,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,278,000 | 38,045,000 | 43,910,000 | 44,817,000 |
| Total capital | 36,173,000 | 42,464,000 | 48,894,000 | 50,374,000 |
| Risk-weighted assets | 311,528,000 | 381,176,000 | 434,315,000 | 479,634,000 |