Call reports 2004
WESTERN ALLIANCE BANK — 2004
What WESTERN ALLIANCE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 253,042,000 | 261,381,000 | 294,656,000 | 332,925,000 |
| Total loans | 138,748,000 | 160,645,000 | 203,736,000 | 234,141,000 |
| Allowance for loan losses | 2,210,000 | 2,378,000 | 2,905,000 | 3,416,000 |
| Securities available for sale | 64,089,000 | 56,214,000 | 54,644,000 | 51,266,000 |
| Securities held to maturity | 18,761,000 | 17,127,000 | 16,537,000 | 15,229,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,449,000 | 213,778,000 | 232,684,000 | 277,231,000 |
| Interest-bearing deposits | 116,255,000 | 136,292,000 | 153,959,000 | 176,800,000 |
| Noninterest-bearing deposits | 63,194,000 | 77,487,000 | 78,724,000 | 100,431,000 |
| Equity capital | 22,663,000 | 26,727,000 | 27,651,000 | 31,189,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,505,000 | 5,513,000 | 9,015,000 | 13,331,000 |
| Interest expense | 627,000 | 1,339,000 | 2,155,000 | 3,106,000 |
| Net interest income | 1,878,000 | 4,174,000 | 6,860,000 | 10,225,000 |
| Noninterest income | 99,000 | 305,000 | 540,000 | 774,000 |
| Noninterest expense | 1,798,000 | 3,729,000 | 5,800,000 | 8,074,000 |
| Provision for loan losses | 451,000 | 619,000 | 1,146,000 | 1,657,000 |
| Pretax income | -272,000 | 131,000 | 454,000 | 1,268,000 |
| Income tax | -142,000 | -6,000 | 81,000 | 422,000 |
| Net income | -130,000 | 137,000 | 373,000 | 846,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,833,000 | 28,107,000 | 28,343,000 | 31,810,000 |
| Total capital | 25,053,000 | 30,495,000 | 31,265,000 | 35,258,000 |
| Risk-weighted assets | 178,216,000 | 204,413,000 | 247,876,000 | 280,349,000 |