Call reports 2003
WESTERN ALLIANCE BANK — 2003
What WESTERN ALLIANCE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 43,785,000 | 134,661,000 | 170,275,000 | 187,314,000 |
| Total loans | 13,239,000 | 46,999,000 | 74,706,000 | 106,239,000 |
| Allowance for loan losses | 199,000 | 624,000 | 1,220,000 | 1,759,000 |
| Securities available for sale | 0 | 52,454,000 | 47,340,000 | 42,816,000 |
| Securities held to maturity | 0 | 0 | 19,654,000 | 19,221,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,561,000 | 83,086,000 | 99,018,000 | 115,726,000 |
| Interest-bearing deposits | 17,925,000 | 34,086,000 | 49,584,000 | 72,201,000 |
| Noninterest-bearing deposits | 6,636,000 | 49,000,000 | 49,434,000 | 43,525,000 |
| Equity capital | 19,098,000 | 18,481,000 | 17,633,000 | 17,117,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 102,000 | 651,000 | 2,020,000 | 4,006,000 |
| Interest expense | 26,000 | 157,000 | 467,000 | 890,000 |
| Net interest income | 76,000 | 494,000 | 1,553,000 | 3,116,000 |
| Noninterest income | 4,000 | 71,000 | 187,000 | 302,000 |
| Noninterest expense | 767,000 | 1,691,000 | 2,637,000 | 4,320,000 |
| Provision for loan losses | 199,000 | 624,000 | 1,220,000 | 1,759,000 |
| Pretax income | -886,000 | -1,766,000 | -2,133,000 | -2,697,000 |
| Income tax | -299,000 | -621,000 | -764,000 | -981,000 |
| Net income | -587,000 | -1,145,000 | -1,369,000 | -1,716,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,098,000 | 18,539,000 | 18,310,000 | 17,814,000 |
| Total capital | 19,318,000 | 19,244,000 | 19,535,000 | 19,529,000 |
| Risk-weighted assets | 24,801,000 | 70,946,000 | 106,555,000 | 137,342,000 |