Call reports 2011
CREEKSIDE BANK — 2011
What CREEKSIDE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 |
|---|---|---|
| Total assets | 103,924,000 | 102,338,000 |
| Total loans | 65,667,000 | 61,725,000 |
| Allowance for loan losses | 2,141,000 | 2,734,000 |
| Securities available for sale | 6,755,000 | 9,616,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 96,479,000 | 96,583,000 |
| Interest-bearing deposits | 93,049,000 | 93,411,000 |
| Noninterest-bearing deposits | 3,430,000 | 3,172,000 |
| Equity capital | 2,370,000 | 651,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 |
|---|---|---|
| Interest income | 750,000 | 1,524,000 |
| Interest expense | 352,000 | 695,000 |
| Net interest income | 398,000 | 829,000 |
| Noninterest income | 111,000 | 402,000 |
| Noninterest expense | 1,016,000 | 2,218,000 |
| Provision for loan losses | 0 | 1,284,000 |
| Pretax income | -507,000 | -2,271,000 |
| Income tax | 0 | 0 |
| Net income | -507,000 | -2,271,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 |
|---|---|---|
| Tier 1 capital | 2,360,000 | 599,000 |
| Total capital | 3,377,000 | 1,198,000 |
| Risk-weighted assets | 80,242,000 | 76,829,000 |