Call reports 2009
CREEKSIDE BANK — 2009
What CREEKSIDE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 125,539,000 | 117,152,000 | 113,912,000 | 116,671,000 |
| Total loans | 85,219,000 | 86,036,000 | 81,808,000 | 80,241,000 |
| Allowance for loan losses | 1,726,000 | 2,571,000 | 1,094,000 | 1,591,000 |
| Securities available for sale | 10,311,000 | 13,142,000 | 13,196,000 | 10,601,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,799,000 | 100,774,000 | 99,298,000 | 103,266,000 |
| Interest-bearing deposits | 103,953,000 | 97,106,000 | 96,241,000 | 97,345,000 |
| Noninterest-bearing deposits | 2,846,000 | 3,668,000 | 3,057,000 | 5,921,000 |
| Equity capital | 13,550,000 | 11,160,000 | 9,436,000 | 8,298,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,180,000 | 2,306,000 | 3,388,000 | 4,506,000 |
| Interest expense | 883,000 | 1,767,000 | 2,557,000 | 3,204,000 |
| Net interest income | 297,000 | 539,000 | 831,000 | 1,302,000 |
| Noninterest income | 23,000 | 44,000 | 61,000 | -154,000 |
| Noninterest expense | 880,000 | 1,947,000 | 2,859,000 | 3,760,000 |
| Provision for loan losses | 18,000 | 1,681,000 | 2,971,000 | 3,479,000 |
| Pretax income | -478,000 | -2,945,000 | -4,827,000 | -5,980,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -478,000 | -2,945,000 | -4,827,000 | -5,980,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,571,000 | 11,243,000 | 9,426,000 | 8,303,000 |
| Total capital | 14,745,000 | 12,406,000 | 10,520,000 | 9,389,000 |
| Risk-weighted assets | 93,446,000 | 91,623,000 | 86,811,000 | 93,125,000 |